COVID-19 News & Resources

The Currituck Chamber of Commerce seeks to provide access to recommendations, regulations, services and expertise to its members.  During the COVID-19 pandemic, this mission remains constant.  Prior to acting, members should consult their own professional advisors for information and counsel specific to their individual and unique situations.  The opinions, interpretations and recommendations of the Chamber are informational only and should not be relied upon by the recipient as legal or professional advice.  The Chamber makes no representations as to the accuracy or reliability of the content contained herein.  Users of this information accept any and all risks associated with the use of such information and agree that the Currituck Chamber of Commerce has no liability to user.

Local resources:

Economic Impact Payments being sent by prepaid debit cards, arrive in plain envelope - 05/27/2020

Guidelines from the NC Department of Health and Human Services for Phase 2 Reopening - 05/22/2020

Welcoming Visitors May 16 - Currituck County Business Updates - 05/07/2020

Currituck County Commissioner Bob White and President of the Currituck Chamber of Commerce Josh Bass go over business updates for the Phase One Opening given by the NC state governor. Josh gives resources for businesses to use at this time.

Click here for video.

Opening Message to Visitors - Corolla Outer Banks - 05/07/2020

Currituck County Commissioner Bob White welcomes visitors and gives a look at what visiting Corolla will look like in the coming weeks.

Click here for video.

Small Business Guidance and Loan Resources - 05/07/2020

On Thursday, May 7, 2020, the Small Business Administration (SBA) conducted a webinar to discuss Small Business Guidance and Loan Resources as part of SBA’s response to the COVID-19 disaster.  The webinar focused on the Paycheck Protection Program (PPP) and reviewed eligibility, the application process, loan use, current results, and more.  PPP funds are still available, this webinar was intended to provide information to small business owners who have not yet applied for a PPP loan.

Below is a link to the PowerPoint presentation and an updated list of providers.
Thank you for attending the SBA N.C. District: Paycheck Protection Program Overview. Below please find a few resources for assistance with your PPP loan application:

May 7, 2020 – Today’s slide deck:

SBA Support for Coronavirus Related Economic Disruptions

Below please find a few resources for assistance with your PPP loan application.

Where to apply.  Listing of Chamber members who are still providing PPP Loans:

ABNB Federal Credit Union
562 Caratoke Hwy Moyock NC 27958
(757) 523-5300 x 2600

Atlantic Union Bank
100 Moyock Commons Dr Moyock NC 27958
(252) 435-6114

5416 N Croatan Hwy Kitty Hawk NC 27949
(252) 255-0899

Old Point National Bank
740 Eden Way N Chesapeake VA 23320
(757) 224-6000

Please visit your local branch

Click here for listing of North Carolina-based lenders participating in PPP.

Click here for listing of active 7(a) lenders in North Carolina (also participating in PPP).

For information and assistance regarding PPP:

Click here for SBA home page for PPP.
Click here for U.S. Treasury home page for PPP (note the section on FAQs which is regularly updated, how to calculate loan amounts, etc.).

The following SBA backed organizations aid small businesses in the state:
Small Business Technology and Development Center (SBTDC).
• Women’s Business Centers

Thank you,
North Carolina District Office

Smart Restart - 05/06/2020

Dear Chamber members and friends,

The last few weeks have been challenging, to say the least. We are proud of you for helping our community succeed, from donating meals to essential employees, to sewing face masks, to reaching out to neighbors in need. Our community has demonstrated we truly come together in times of need.

As we move forward, we know you are anxious to reopen your doors. To ensure the safety of our community and to help you navigate this new normal, we have created the Currituck Chamber of Commerce Restart Guide. This comprehensive guidance includes many recommendations developed with guidelines from the CDC and other federal, state, and local agencies.

Though we wish to return to our regular lives, we must take necessary precautions during this time. These guidelines will help you safely serve your customers and accommodate your employees. If you have any questions, please contact the Currituck Chamber of Commerce. We are here to help you.

Stay safe,
Josh Bass
President, Currituck Chamber of Commerce

Smart Restart Guide

This framework is meant to serve as a start to the conversation for returning more employees and businesses to work, rather than serving as a final, prescriptive set of answers or solutions.

Department of Defense Coronavirus Symptom Checker - 05/06/2020

Check and assess your symptoms for Coronavirus (COVID-19):

Golden LEAF receives $125M in funding to support NC COVID-19 Rapid Recovery Loan Program - 05/04/2020

Resources for Reopening - 04/24/2020

Lapse in Appropriations - 04/16/2020

Lapse in Appropriations Notice: SBA is unable to accept new applications at this time for the Paycheck Protection Program or the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL Advances) based on available appropriations funding.

EIDL applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.

SBA News Release

EIDL - 04/15/2020


Today we received information that high demand for the Economic Injury Disaster Loans (EIDL) has led to important changes limiting the size of the payouts for some small-business owners.

The U.S. Small Business Administration Office announced, in this attached notification we received today, to implement a $1,000 cap per employee on the advance, up to a maximum of $10,000.


Again, we will continue update you as information becomes available.

To locate a Paycheck Protection Program Lender, please Visit:
Information on available resources may be found at For more information on these services, please go to to locate the email address and phone number for the nearest SBA district office and/or SBA’s resource partners.

Updated information from the NC Department of Insurance Office of State Fire Marshal - 04/10/2020

Here is guidance from DOI on retail space restrictions during COVID 19 EMO limits: Memo 4-10-20 Retail Occupancy Restrictions

The Order is set to become effective on Monday, April 13, 2020 at 5:00 PM.

SBA Emergency Loan Overview & Comparison - 04/04/2020

Paycheck Protection Program - 03/31/2020

Click here forPaycheck Protection Program FAQs for small businesses:

Paycheck protection program

SBA Disaster Assistance in Response to the Coronavirus - 03/31/2020

Currituck County COVID 19 Update - 03/30/2020

SBA Disaster Loan Assistance - 03/30/2020

SBTDC Resource - 03/29/2020

Congress and the President signed into law Friday, March 27, 2020 a historic $2 trillion stimulus package to aid the American public and help the US Economy battle the harmful spread of Covid-19.   As the news changes so quickly, we are working to get you updated information as we gather it.

Below please find links to help you navigate the documents and forms needed to apply for aid.

SBA Lenders Serving North Carolina Small Businesses | The U.S. Small Business Administration |

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

Paycheck Protection Program FAQs for Small Businesses—paycheck-protection-program-faqs-for-small-businesses.pdf

SBIA Summary of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act)

Our local contact in Elizabeth City is Michael Twiddy, Center Director of The NC Small Business & Technology Development Center (SBTDC).  The SBTDC provides One-on-One confidential business counseling to business entrepreneurs in North Carolina, at no cost to you. They can assist you by looking at business options provided through the US Small Business Administration (SBA). And can assist in the process to access your business’s current condition and projected impact from COVID-19; and help with pulling together your financial information to support you SBA application.

If your business is in the Moyock and Central Currituck area contact:
Michael Twiddy
SBTDC Regional Center Director at ECSU
252-339-2896 (cell)

For assistance in Lower Currituck and the Corolla areas contact:
Matthew Byrne
SBTDC Regional Center Assistant Director
252-489-6299 (cell)

We will continue to share more guidance and information as soon as it becomes available.

Yours truly,

Currituck Chamber of Commerce

LINK HERE for a message from The Small Business & Technology Development Center (SBTDC)

Additional resources:

View the National Small Business Town Hall Presented by Inc. and the U.S. Chamber of Commerce

Congress Bill

NC Governor Cooper Stay At Home Order - 03/27/2020

NC Chamber Coronavirus Resources for Small Business

Entrepreneur: A 10-Point Small-Business Survival Plan - 03/20/2020

Small Business Center Network, North Carolina Community College System Resources

A special thank you to our partners for their generous support.
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outer banks west KOA
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DV cleaning
first solar
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